Financial and Retirement Planning for Northern NJ. Our retirement planning advisors are here to help you protect your investments. After spending almost two decades with companies such as Merrill Lynch and Smith Barney, Warren B. Gallagher III, at First Allied Securities, had a vision on how better to work with his clients. He combined many different financial disciplines under one roof, while free to pursue the right course of actions for clients without a conflict of interest. Our independence allows us to offer you an unbiased approach to serving your investment needs.