Extra Credit Union
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Our early
beginningsA small
group of educators with $856 in assets founded Extra Credit Union in 1954. They
actually worked in an unused high school classroom. Through a commitment to
education, community, and service, ECU grew, and today, has more than 19,000
members, with some $200 million in assets. Serving the communityExtra Credit Union is known for
its heart to serve through offering help,
guidance, counsel, and programs for the entire community. We operate two
full-service branches, which includes our state-of-the-art headquarters in
Warren and our Sterling Heights branch location. We honor our
roots in the educational sector in Macomb County, that's why we're known as
"Extra Credit Union". It has been a pleasure helping those in our community for
over 60 years, therefore we've expanded our membership eligibility to give
access to even more people to include those who reside, work, worship or attend
schools within the Michigan counties of Macomb, Oakland, Wayne, and St. Clair. Extra Credit
Union provides hands-on learning, financial fundamentals, and customized
services to help thousands of local students in making good financial
decisions. Further, we support our teachers with many different opportunities.
Your membership helps support these essential school programs. Join our growing communityWe invite you to enjoy the
benefits of genuine, personal attention, a true desire to see you succeed, and
superior products and services tailored to your life, needs, and financial
goals. Apply for membership today and
experience the Extra Credit Union difference.
We offer credit
union, bank, Auto Loans, Recreational Vehicle Loans, Personal Loans, Extra
Quick Loans, Home Equity Line of Credit, Mortgage Loans, Credit Cards, Checking
Accounts, Savings Accounts, Futurity Checking and Savings Accounts, Accel
Members Financial Counseling , Member First Mortgage (MFM), Home Equity Loan,
flexLINE, Savings/Certificate Secured Loans, Youth Loans, Payment Protection,
Accidental Death & Dismemberment Insurance, Mechanical Repair Coverage,
Vehicle Guaranteed Asset Protection (GAP Plus) Insurance, Debit Card, ATM Card,
Direct Deposit and Pre-Authorized Transfers, Youth Savings Account, Money
Market Account, Youth Money Market Account, Organization Savings Account,
Certificates of Deposit, Individual Retirement Account, Fiduciary Account,
Online Banking, Online Bill Pay, Mobile Banking, Auto Refinancing, Mortgage
Refinancing, Love My Credit Union Rewards (Discounts), Student scholarships,
Teacher grants
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