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Requesting a personal loan is easy with 27cash.com. Fill out one easy form on 27cash.com and your inquiry will be submitted to our network of personal loan lenders. Most lenders have the following requirements to be approved: You should be a US citizen, or a permanent resident over the age of 18. You should have an income of around $1000 a month after tax deductions. You should provide working work and home phone numbers. You should provide a working email address.