Risk Reduction Plus We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future. Risk Reduction Plus Group got its start with understanding the complexities of flood insurance and have taken that knowledge base and applied it across all other property and casualty policies. Partnering with The Flood Risk Evaluator, a service which enables customers to qualify for the lowest flood insurance premium possible, we have helped customers save over $1 million dollars in flood insurance premiums. We take pride in lowering premiums without sacrificing coverage.