Hi5Cars finance department fights with national and local lenders for your loan, giving you instant access to the most competitive financing terms available. Consider a potential lender the way you would consider a possible business partnership. A good lender will: 1. Base lending decisions on attributes other than just your credit score or a serious credit problem that you may have had recently, such as bankruptcy or repossession. 2. Approve you for a loan that fits your budget comfortably 3. Charge simple interest, which means that you're rewarded, not penalized, if you are making early payments. 4. Report to the credit agencies monthly, making each of your on-time payments a step toward re-establishment. As you shop around for the vehicle that is right for you and your family, consider what it is you want to the dealership you choose to offer you as well. There are some dealerships that only act as the middleman and only care about your money while there are some, such as ours, that care about your needs and helping you get the most flexible financing possible. If you would like to learn more about our company, why you should choose us, or you would like to test drive one of our cars, call us today. We welcome buyers from our Far Rockaway used car dealership.