Cliffco is a mortgage banking institution. We originate and fund 100% of our loans, we don't pass loans off to third parties. All credit decisions and underwriting are done in-house. Our loan officers use a consultative approach to put together the best lending solution. Cliffco has a full array of products and services to help clients purchase, refinance or take out a reverse mortgage. Cliffco Mortgage Bankers operates throughout Long Island, and is fully licensed in New York, New Jersey, Pennsylvania, Connecticut, Florida, and Texas.